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Hidden Gems in Your Health Insurance Plan
Take advantage of wellness programs

By Julie Davis
HealthDay Reporter

FRIDAY, Sept. 15, 2017 (HealthDay News) -- You might only think about your health insurance coverage when it's time for a doctor visit. But there may be many hidden health gems in your policy -- wellness programs.

Usually offered through your employer, wellness programs are designed to improve your health and help you avoid chronic conditions or better manage ones that you may already be battling.

About half of all U.S. employers offer wellness initiatives, according to a study sponsored by the federal Department of Labor and the Department of Health and Human Services. They include such programs as ways to help you manage diabetes or lose weight, screenings to identify health risks, and interventions to promote a healthy lifestyle.

But few people take advantage of these benefits, especially programs to uncover and treat health conditions, even when they're free. Yet participation can make a difference in your quality of life and help you reach your health goals.

Nutrition, smoking cessation, fitness, combating substance abuse and stress management are the programs offered most often, the study found. Some employers offer incentives to encourage you to join, from cash to prizes.

So, take a few minutes to look at your health insurance provider's website to see what's available. Even if you're self-insured, you might be paying for benefits you're not aware of.

You might be pleasantly surprised. Benefits may include reimbursement or discounted costs for joining a gym or having a session with a registered dietitian to craft a weight loss plan.

Also, remember to take advantage of any wellness visits with your healthcare provider and health screenings that are included in your plan and not subject to the deductible.

More information

The Henry J. Kaiser Family Foundation details workplace wellness programs.

Copyright © 2017 HealthDay. All rights reserved. URL:http://consumer.healthday.com/Article.asp?AID=725021

Resources from HONselect: HONselect is the HON's medical search engine. It retrieves scientific articles, images, conferences and web sites on the selected subject.
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The list of medical terms above are retrieved automatically from the article.

Disclaimer: The text presented on this page is not a substitute for professional medical advice. It is for your information only and may not represent your true individual medical situation. Do not hesitate to consult your healthcare provider if you have any questions or concerns. Do not use this information to diagnose or treat a health problem or disease without consulting a qualified healthcare professional.
Be advised that HealthDay articles are derived from various sources and may not reflect your own country regulations. The Health On the Net Foundation does not endorse opinions, products, or services that may appear in HealthDay articles.


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